Almaty, Kazakhstan, June twenty seventh, 2025, FinanceWire
Worldwide credit standing company S&P International Scores has revised the outlook on Freedom Holding Corp.’s core working subsidiaries from “Steady” to “Optimistic,” whereas affirming their credit score scores at ‘B+/B’. The revised outlook applies to Freedom Finance JSC, Freedom Finance Europe Ltd., Freedom Finance International PLC, and Freedom Financial institution Kazakhstan JSC. The score of the mum or dad firm, Freedom Holding Corp., was affirmed at ‘B-’ with a Steady outlook.
Optimistic Outlook: recognition of systemic progress
The revised outlook displays Freedom Holding’s vital achievements in consolidating and enhancing its danger administration and compliance capabilities throughout the group.
Over the previous two years, the group has applied a centralized danger administration coverage, adopted unified danger urge for food requirements, established a compliance venture administration workplace, and expanded its oversight workforce to incorporate 129 danger specialists and 162 compliance professionals working throughout 22 jurisdictions.
“We’ve come a great distance — turning fragmented management capabilities right into a unified, centralized system on the group stage. This choice displays the maturity of our governance mannequin,” commented CEO Timur Turlov.
Concentrate on resilience: decrease danger and balanced development
The holding’s total capitalization strengthened in fiscal yr 2025. Its risk-adjusted capital (RAC) ratio rose from 11.6% to round 13%, supported by average stability sheet development, a decline in financial and trade dangers in Kazakhstan, and a resilient brokerage enterprise. As of March 2025, Freedom Group serves round 5 million prospects, together with over 4.4 million monetary purchasers, with its SuperApp changing into a key digital device for customers’ day-to-day monetary actions.
Market management in Kazakhstan, development in Europe
S&P highlighted Freedom’s continued management in Kazakhstan’s retail brokerage sector, serving roughly 683,000 purchasers worldwide, of whom over 151,000 executed at the very least one commerce within the final quarter of FY2025. The group can also be increasing its presence in Europe, with 391,000 purchasers by way of its Cyprus-based subsidiary and workplaces in 10 EU international locations. The holding firm continues to spend money on the telecom section and maintains a sustainable enterprise mannequin supported by earnings from brokerage operations.
About Freedom Holding Corp.
Freedom Holding Corp. is an worldwide monetary and know-how group listed on the Nasdaq (ticker: FRHC). The corporate presents funding, banking, insurance coverage, and digital providers by way of its built-in platform, Freedom SuperApp. The group operates in 22 international locations, together with Kazakhstan, america, Cyprus, Poland, Spain, Uzbekistan, and Armenia. The Firm’s principal government workplace is positioned in New York Metropolis.
Freedom Holding Corp. is regulated by the U.S. Securities and Trade Fee (SEC).
Contact
Public Relations
Natalia Kharlashina
Freedom Holding Corp.
[email protected]
